If you are a Nigerian using a Union Bank account, you would want to know how to transfer from Union Bank to other banks seamlessly.
Union Bank prides itself as Nigeria’s most reliable and trusted banking partner. They have provided simple and smart processes to make transactions both internally (from Union Bank to Union Bank) and externally (from Union Bank to other banks) easier.
With the use of your phone, the bank’s USSD codes, or mobile app, you can transfer money with just a few clicks. In this guide, we will show you different transfer methods, like using USSD codes or online banking. Let’s get started on your journey to smooth money transfers!
Union Bank USSD code
The official USSD banking code (transfer code) for Union Bank is *826#. Your financial transactions can be completed very fast with the help of this shortcode. You may pay bills, send money to other UBN accounts and other banks, buy airtime and data, and also check account balances and many other things with the USSD code.
Additionally, you can use any Nigerian telecoms network to access USSD banking services. This implies that as long as the number is connected to your Union bank account, you can use the *826# transfer code on MTN, Glo, Airtel, 9mobile, etc.
How To Transfer Using the Union Bank USSD code
To send money from your Union bank account to another bank account, follow the steps below:
- Dial *826*2*Amount*Recipient’s Account no#
- For example, dial *826*2*5000*8901234567#
- After dialling the code, enter your Union bank transfer PIN to authorize the transaction
- Confirm the recipient’s account details displayed on the screen
- The funds will be sent to the recipient immediately.
It is important to note that transferring funds to other bank accounts will attract a service fee of N10 for transfers below N5,000, N26 for transfers below N50,000, and N53 for transfers from N50,000.
Using the Union Bank Mobile App
You can also make use of UnionOnline to send money to other banks. All you need is to follow the steps below:
Here are the steps to transfer money to other banks that are not saved beneficiaries:
- First, you must download the app either from the Google Play store on Android or Appstore on IOS.
- Register your account.
- Choose the option for transferring to an external bank account.
- Select the account from which you want to transfer money (if you have multiple accounts).
- Enter the recipient’s bank account details: account number, bank name
- Input the amount of money you want to transfer.
- Review the details to ensure they are correct.
- Authenticate the transfer using your chosen method, which could be a PIN or biometric (fingerprint/face recognition)
- The money will be debited from your account and sent to the recipient’s bank account.
How To Transfer to a Saved Beneficiary
- Open the mobile banking app on your phone and log in
- Choose “Quick Transfer.”
- Pick the account from which you want to make money if you have multiple accounts.
- Select a beneficiary you’ve saved.
- Enter the amount to transfer.
- Write a note for the transfer (optional).
- Click on “Submit”.
- Type your security pin.
- Enter the Token or OTP code.
- Click “Confirm” to finish.
How To Activate Transfer Code
To activate your Union Bank’s USSD code, follow these steps:
- Dial *826*5# on your phone.
- Follow the instructions that appear on your screen.
- You can input your ATM card number or bank account number
- Create a four-digit PIN that you will use to confirm your transactions.
- Complete the activation process.
How To Transfer Using ATM
Simple steps to securely transfer money using Union Bank ATM. Here are the steps:
- Visit any ATM branch
- Insert your Union Bank debit card
- Select “Fund Transfer” option ‣ Under fund transfer, select “eCash” option
- Under the eCash option, select the “Issue Payment” option
- Input the following details on system prompting:
How To Transfer Money Using Union Bank Website
- Log on to the Union Bank website and enter the internet banking account by providing the relevant username and password
- Go to the ‘Transfers’ option and click on ‘NEFT/RTGS Transfers’
- Click ‘Make a New Payment’ and enter the payee/beneficiary details
- Once all details are filled click on the ‘Pay’ option
- Enter the transaction password and ‘Validate’ details
- A confirmation message will be displayed on the screen
List of Union Bank Transfer Codes
|To transfer money to Union Bank||*826*1*Amount*Account No#|
|To transfer money to other banks||*826*2*Amount*Account no#|
|To check your account balance||*826*4#|
|To buy airtime for yourself||*826*Amount#|
|To buy airtime for others||*826*Amount*recipient’s no#|
|To purchase data||*826*9#|
|Account limit increase||*826*8#|
|To block your account from your phone number||*826*6#|
|To block your account from other phone numbers||*826*6*mobile number#|
|Card management (block and unblock cards)||*826*21#|
Union Bank offers a range of easy and secure transfer methods to send money from your account to other banks hassle-free. Whether you prefer using USSD codes or online banking, the process is straightforward and convenient. It is important to be security-conscious when making any transaction.
Frequently Asked Questions
How to check account balance through the Union Bank USSD code?
To check your Union Bank account balance, dial *826*4# on your mobile phone and press the call button. Within seconds, your account balance will appear on the screen. It’s a quick and convenient way to keep track of your funds anytime, anywhere. Just use the USSD code with your registered phone number to access your account details easily.
What is the transfer code for Union Bank to other banks?
The transfer code for Union Bank to other banks is *826*2*Amount*Account Number#. Dial the code on your phone, follow the prompts, and enter the recipient’s account number and amount to complete the transfer. It’s a quick and easy way to send money to other banks.
How do I register for Union Bank Transfer Code?
To register for Union Bank Transfer Code, dial *826# on your phone, create a PIN, and provide your account number. You will receive a confirmation message, and then you can use the code for transactions like transferring money and checking your balance.
How to transfer money from Union Bank without a debit card?
To transfer money from Union Bank without a debit card, dial *826# on your registered phone, follow the prompts, select “Transfer to Other Banks,” enter the recipient’s account number and amount, confirm with your PIN, and receive a confirmation message.
How do I increase my Union Bank USSD transfer limit?
For you to increase your Union Bank USSD transfer limit, dial *826# on your registered phone, select “More,” then “Account Limit Increase.” Enter the desired amount and confirm with your PIN. Alternatively, visit a Union Bank branch to request a limit increase.
How do I find my transaction PIN?
To find your Union Bank transaction PIN, dial *826# on your registered phone, select “More,” then “Change PIN,” and choose “Find your PIN.” A message will display your transaction PIN.
What is the daily bank transfer limit of Union Bank?
The daily bank transfer limit for Union Bank varies depending on your account type and the specific transaction channel you use. Generally, the daily limit for USSD transfers is set at N50,000 for some account types. However, it is essential to check with Union Bank or refer to their official communication for the most accurate and up-to-date information on daily transfer limits.