The FCMB transfer code has made banking transactions easier and faster. This solution allows customers to transfer money between FCMB accounts or to other banks quickly and other financial transactions.
This comprehensive guide will walk you through everything you need about the FCMB transfer code. We’ll cover how to activate the service, the various FCMB USSD codes available for buying airtime, paying bills, blocking your FCMB account in case of emergency, and so on.
Whether you’re an existing customer or new to FCMB, this post is for you. You will know the FCMB codes for transfers and other transactions by the end.
What is FCMB Transfer Code?
The FCMB Transfer Code, or the FCMB USSD Code, is *329#. It is a unique code introduced by First City Monument Bank (FCMB) in Nigeria to allow customers easy and convenient access to various banking services and transactions directly from their mobile phones.
With the FCMB Code, customers can perform functions such as funds transfer, bill payments, airtime purchases, account balance checks, and more without visiting a physical bank branch. All they need is a mobile phone connected to their FCMB account.
The code works on any mobile network and any mobile phone, whether an essential feature phone or a smartphone. An internet connection is not required to use it. Customers dial *329# and follow the prompts to carry out transactions.
Benefits of FCMB Transfer Code
There are many benefits you enjoy when you use the FCMB code for transfer, which is unique to just it; here are some of the help:
- Convenient Banking Anytime, Anywhere: With the FCMB transfer code, you can access your bank account and perform transactions from your mobile phone anytime, anywhere, without the Internet.
- Fast and Easy Transactions: The USSD code for FCMB allows for seamless and hassle-free funds transfer, bill payments, airtime purchases and other banking services with just a few clicks.
- Works on Any Network or Phone: It can be used anywhere in Nigeria. Whether you have a basic or smartphone, the code is compatible.
- No Internet Required: Cellular data is not needed to carry out transactions using the transfer code for FCMB. You need your mobile device and an active line.
- High Security: Transactions require your unique 4-digit PIN for authorization, keeping your banking secure even when mobile.
- Higher Transaction Limits: The transfer code allows for larger daily transfer limits compared to regular mobile apps for increased convenience.
The FCMB transfer code offers fast, easy and secure banking services on the go without the Internet. The benefits make it a handy tool for FCMB customers.
Requirements to Activate The FCMB Transfer Code
To use the FCMB Transfer Code, you need the following:
- An active FCMB Bank account
- Your phone number must be registered and linked to your FCMB bank account. You can do this by visiting any FCMB branch.
- An active debit card
- The mobile phone number you will use to register for the service must be the same one linked to your FCMB bank account.
To activate the FCMB Transfer Code, dial *329# and follow the on-screen instructions to provide your account number. You will then be prompted to create a 4-digit PIN and confirm it.
Once activation is complete, you can begin using the code to check balances, transfer funds, pay bills and more directly from your mobile phone as long as it remains linked to your active FCMB bank account.
How to Activate FCMB Transfer Code
Before you can use the FCMB USSD code, you need to activate it. Here are a few easy steps to get it activated:
- Dial *329# using the mobile phone number linked to your FCMB bank account.
- If you have multiple accounts with FCMB, you will be prompted to select the tab you wish to use for the transfer code.
- Provide the last few digits of your FCMB debit card linked to the chosen account.
- Create a 4-digit PIN of your choice to authorize transactions using the transfer code. Make it easy to remember but not obvious.
- Confirm Your PIN
- Once your PIN is confirmed, the registration of your transfer code is complete.
The key things to remember are keeping your PIN private, having airtime credit for USSD sessions, and only using the official *329# code provided by FCMB for secure banking on the go.
How to Activate FCMB Transfer Code Without ATM Card
You need your ATM card to activate your FCMB transfer code.
How To Transfer From FCMB Account to FCMB Account
Transferring money from one FCMB Account to another FCMB Account has been made very easy using the USSD Code; you have to follow the steps below:
- Dial *329# to access the USSD menu
- Select “Transfer Funds”
- Enter the amount you want to transfer
- Enter the recipient’s 10-digit FCMB account number
- Enter your USSD PIN and confirm the transaction
- You will receive a confirmation that the transfer was successful.
FCMB Transfer Code to Another Bank
You can also transfer money from your FCMB account to another bank account using the FCMB USSD code. Here are the simple terms:
- Dial *329#
- Select “Transfer Funds”
- Enter the amount and the recipient’s 10-digit account number (this can be from any bank in Nigeria)
- Select the recipient’s bank from the list
- Enter your USSD PIN and confirm the transfer
- You will receive a confirmation SMS once the transfer is complete.
Code to Transfer From FCMB to Opay
To transfer money from your FCMB account to your Opay account using the USSD code, follow these steps:
- Dial *329# from the phone number registered with your FCMB account.
- Select “Transfer Money”
- Then choose “To other banks”.
- Select “Opay” as the destination and follow the prompts to complete the transfer.
Following these steps, you can easily transfer money from your FCMB account to your Opay account using the USSD code *329#.
How to Buy Airtime From FCMB
Here are the steps to buy airtime for yourself and others using the FCMB Transfer Code (USSD Code):
Buying Airtime for Yourself
- Dial *329# to access the USSD menu
- Select “Buy Airtime/Data”
- Enter the amount of airtime you want to purchase
- Your phone number will be populated automatically
- Enter your USSD PIN and the airtime will instantly be credited to your line.
Buying Airtime for Someone Else
- Dial *329# to access the USSD menu
- Select “Buy Airtime/Data”
- Enter the amount you want to purchase
- Enter the recipient’s 10-digit mobile number
- Select the mobile network (MTN, Airtel, Glo, 9mobile)
- Enter your USSD PIN, and the airtime will be credited to the recipient’s number.
The airtime amount will be deducted from your linked bank account in both cases. There may be some delay in crediting due to network issues, but it usually works seamlessly.
How to Block FCMB Bank USSD Code
Here are the steps to block or deactivate the FCMB Transfer Code (USSD Code) from a registered phone number:
- Dial *329*911# to access the blocking/deactivation menu.
- You will be prompted to enter the registered phone number for the USSD banking service.
- You will receive an instant confirmation SMS that the phone number has been successfully deactivated/blocked from the FCMB Transfer Code service.
No one can perform transactions from that phone number using the *329# USSD code anymore. If you want to re-activate the number in the future, you can visit the nearest FCMB branch to re-register it after blocking it.
How to Unblock my FCMB Transfer Code
To unblock your FCMB transfer code, you will need to contact FCMB customer service for assistance. You can reach them through their customer service hotline or email or by visiting a branch in person. They will guide you through unblocking your transfer code and help you regain access to your account.
Code to Check FCMB Account Balance
To check your FCMB account balance, dial *329*0# from the phone number linked to your FCMB account. After dialling the code, you will receive an SMS containing your account balance.
FCMB Fast Cash Loan Code
To apply for the FCMB Fast Cash Loan, available for entrepreneurs, individuals, and salary earners, you can use the FCMB mobile app or USSD code *329*11#.
FCMB USSD Code to Check Account Number
To check your FCMB account number using the USSD code, simply:
- Dial *329*00# on your mobile phone
- Enter your PIN
- Your FCMB account number will be displayed on your screen.
This is one of the easiest ways to access your FCMB account number using USSD.
List of All FCMB USSD Codes
Here is a complete list of all FCMB transfer codes:
Code | Function |
*329# | Opening an account |
*329*Amount*Account Number# | Transfer money to another FCMB Bank account |
*329*Amount*Beneficiary Phone Number# | Buy airtime for yourself or a third party |
*329*Amount*Beneficiary Phone Number# | Purchase data for yourself or a third party |
*329*11# | Fast cash loan |
*329*Biller ID*Amount# | Pay bills such as DSTV, PHCN, and others |
*329*0# | Check your account balance |
*329*214# | Transfer to other banks through USSD, retrieve card PIN, and transfer over 100k |
*329*9# | Block your USSD code if you suspect that it has been compromised |
*329*10# | Unblock your USSD code if you have previously blocked it |
*329*Amount*Merchant Code# | Pay bills and merchants by providing the merchant code |
Conclusion
The FCMB transfer code, also known as the FCMB USSD code, has made banking more accessible and convenient for FCMB customers. This guide has covered how to activate the service, its benefits, and the various transactions you can do with it, such as transferring money, buying airtime, paying bills, and more. The FCMB transfer code allows for quick, easy, and secure banking transactions directly from your mobile phone, making it a valuable tool for FCMB customers.