Managing your finances on the go just got easier with Heritage Bank’s transfer code. This code allows you to access financial services directly from your mobile phone using *745#.
This guide will show exactly what the Heritage Bank USSD code can do. We’ll provide a step-by-step demonstration of sending funds from your account via your phone. Plus, we’ll outline the other features the code allows you to utilize for easy, instant banking.
From fund transfers to account balances and bill payments, the Heritage Bank USSD code puts a world of banking services at your fingertips. By the end of this article, you’ll understand how to bank conveniently with *745# without having a bank app or visiting their branches.
What is The USSD Code For Heritage Bank?
The Heritage Bank transfer code, also known as the USSD code, is *745#. This code allows Heritage Bank customers to easily access essential banking services and carry out transactions directly from their mobile phones anytime, anywhere, without needing to visit a physical branch.
Heritage Bank deployed the transfer code to increase financial inclusion in line with the Central Bank of Nigeria’s strategy. It has greatly helped reduce the percentage of financially excluded Nigerians by giving banking access nationwide to anyone with a mobile phone.
The transfer code service is straightforward to use and quick. Transactions like money transfers are processed instantly, with the beneficiary receiving an alert notification immediately. Anyone can use the service regardless of their mobile network or phone type – whether iPhone, Android or essential feature phone. An internet connection is also not required.
Requirements to Activate Heritage Bank Transfer Code
The Heritage Bank USSD code allows customers to conveniently access banking services and carry out transactions directly from their mobile phones. To begin using this service, there are a few basic requirements that need to be fulfilled:
- Heritage Bank Account: You must have an existing individual account with Heritage Bank.
- Registered Phone Number: Your mobile phone number must be registered and linked to your Heritage Bank account.
- Mobile Device: Any mobile phone can be an iPhone, Android, or primary feature phone. An internet connection is not necessary.
- Debit Card: You are required to have a valid Heritage Bank debit or ATM card linked to your account.
Once these are in place, you can activate the transfer code service. This is usually done automatically at account opening. However, you can visit any Heritage Bank branch to activate it on your registered mobile number. Some key things to note – your ATM PIN will also work as the transaction PIN. The service is secured as it is linked to your registered mobile number.
How to Activate Heritage Bank Transfer Code
To begin using this service, you must activate the code by following simple steps. Here are the steps to activate the Heritage Bank transfer code:
- Dial *745* followed by your account number and the last six digits of your debit card #.
- You will receive a prompt reply with option 1 to agree to the terms and conditions.
- Select your card type from the options such as debit, credit, etc.
- Enter your card’s expiry date, which can be found on the back.
- Choose the account number you want to use for transactions.
- Create a 4-digit PIN for approval of transactions.
- Re-enter and confirm the PIN.
- Submit by clicking send.
You will receive an SMS confirmation once activation is complete. You can then use the code to conveniently access services like funds transfer, bill payments, checking balances and more directly from your phone.
How to Activate Heritage Bank Transfer Code Without atm card
We would only recommend activating a bank transfer code with an ATM card, as that is not possible. Banks typically require both the code and card to authenticate transfers for security.
Your best options are to contact Heritage Bank directly to resolve any issues with your ATM card or use a different authorized transfer method if needed for your current situation. The bank exists to serve customers, so explaining your situation respectfully may help them find an appropriate solution.
How to Buy Airtime On Heritage Bank Using USSD Codes
To use Heritage Bank’s transfer code to transfer airtime or load airtime, follow these steps:
Buying Airtime for Yourself
- Dial *745*Amount# from the phone number linked to your Heritage Bank account.
- For example, to purchase airtime worth N100, dial *745*100#.
Buying Airtime for Another Person
- Dial *745*Amount*Recipient’s Phone Number# from the phone number that is linked to your Heritage Bank account.
- For instance, to purchase N500 for someone with the phone number 09123456789, dial *745*500*09123456789#.
Please Note
- The appropriate amount for the airtime will be deducted from your Heritage Bank account.
- You can only purchase airtime for phone numbers based in Nigeria.
- Network issues could sometimes delay airtime delivery, but it often works.
Following these steps, you can easily transfer airtime or load airtime using Heritage Bank’s USSD transfer code.
How to Transfer From Heritage Bank to Heritage Bank Using Heritage Bank USSD Code
Transfering money from your Heritage Bank account to another Heritage Bank account can be done by using the transfer code for Heritage Bank, follow these simple steps:
- Dial *745# on the phone number linked to your Heritage Bank account.
- Choose the option for transfers and enter the corresponding number.
- Please select the destination account type, whether it’s a Heritage Bank account.
- Enter the recipient’s account number.
- Confirm the recipient’s account name.
- Enter the amount you want to transfer.
- Enter your 4-digit PIN to authorize the transaction.
Heritage Bank Transfer Code To Another Bank
Transferring money from your Heritage Bank account to another bank using the USSD code for Heritage Bank, follow these steps:
- Dial *745# on the phone number linked to your Heritage Bank account.
- Choose the option for transfers and enter the corresponding number.
- Please select the destination account type, whether it’s another bank.
- Enter the recipient’s account number.
- Confirm the recipient’s account name.
- Enter the amount you want to transfer.
- Enter your 4-digit PIN to authorize the transaction.
After completing these steps, the money will be transferred instantly to the recipient’s account. Ensure you have enough funds to cover the transaction and provide accurate information to avoid delays or errors. Note that there are transaction limits when using USSD for transfers.
How to Check Account Balance On Heritage Bank Using USSD Code
Here is a step-by-step guide on how to check your account balance on Heritage Bank using USSD code:
- On your phone’s dial pad, dial the USSD code for checking the balance on Heritage Bank, which is *745*0#.
- Press the call button or send key after dialing the code.
- You will receive an instant text message displaying your current account balance.
List of Heritage Bank Codes
Here is a complete table of all USSD for Heritage Bank
Heritage Bank USSD Code | Function |
*745# | Account Opening |
*565*0# | Retrieve/Check BVN |
*745*Amount# | Airtime Top-Up (Yourself) |
*745*Amount*Phone Number# | Airtime Top-Up (Others) |
*745*1*Amount*Account Number# | Transfer Money To Heritage Bank Account |
*745*2*Amount*Account Number# | Transfer Money To Other Bank Account |
*745*000*Refcode# | Pay With USSD |
*745*11# | Block USSD Banking |
*745*00# | Change USSD Transaction PIN |
*745#Select Pay Bills | Pay Bills/ Data |
*745*0# | Check Balance |
*745*Amount*Mobile Number# | Third-Party Airtime Recharge |
*745*Amount# | Self-Airtime Recharge |
*745*222*Bet9jaUserID*Amount# | Bet9ja Top-up |
*745*2*Amount*Account Number# | Funds Transfer (InterBank) |
*745*11# | Block Account from any phone |
*745*1*Amount*Account Number# | Funds Transfer (to another Heritage Bank account) |
*745*000*RefCode# | Pay with USSD (on POS & Web) |
*745*000*543+AMOUNT# | Others |
*745*000*542+AMOUNT# | Shiloh Sacrifice |
*745*000*541+AMOUNT# | Tithe |
*745*000*540+AMOUNT# | Offering |
*745*000*522+etagNo+100# | LCC Payment |
*745*000*226+AMOUNT# | Offering |
Heritage Bank Customer Care
If you’re facing issues or have questions about Heritage Bank transfer codes, feel free to contact Heritage Bank customer care.
- Head Office Address: 143 Ahmadu Bello Way, Victoria Island, Lagos State
- Heritage Bank Customer Care Number: 0700 HERITAGE
- For Complaints: Email your full name, email address, phone number and detailed complaint description to [email protected]. One of their agents will review your message and respond.
- For General Enquiries: Email [email protected] with your name, contact details and enquiry.
You can also fill out their online Feedback and Complaints Form. Provide your contact information and a description of the issue. We will review your submission and address your concerns.
Conclusion
In conclusion, Heritage Bank’s USSD transfer code, *745#, provides a convenient and efficient way for customers to access essential banking services directly from their mobile phones. This service allows for quick and secure transactions, including funds transfers, airtime purchases, bill payments, and more, without the need to visit a physical branch.
With its easy activation process and wide accessibility, the Heritage Bank transfer code demonstrates its commitment to increasing financial inclusion and providing seamless banking experiences for its customers across Nigeria.