Running low on airtime when you need to make an important call can be stressful. This is why you need to know how to borrow airtime from Airtel. With Airtel’s airtime loan feature, you can get credited with instant airtime to make urgent calls and pay back later.
Whether you need to call a friend, or family member, taxi, or access an important service, Airtel makes it possible to borrow airtime credit quickly and seamlessly right when you need it most. So the next time you find yourself low on airtime, you don’t have to miss making that vital call. Just use Airtel’s airtime loan to get credited and keep communicating.
In this article, we’ll walk through the simple steps to borrow airtime on Airtel using USSD codes, the Airtel Thanks app, and the website. With these handy options, you can get airtime loans 24/7 and remain connected.
How to Borrow Airtime From Airtel Using USSD Code
The USSD code to borrow airtime from Airtel is *500#. This is the easiest way to borrow airtime from Airtel. Follow the simple steps to borrow airtime from Airtel using USSD code.
- Dial *500# on your Airtel line.
- Reply with ‘2’ for the “Borrow Credit” option.
- Choose the desired amount of airtime you want to borrow.
- A pop-up notification will confirm your successful credit.
If you prefer an alternative, dial *121# and select option ‘3’ for airtime borrowing. Follow the prompts for a quick and efficient process. Airtel applies a service fee on all borrowed airtime, deducted from the borrowed amount. Ensure to check your balance to confirm the credited amount. If you would like to borrow specific amounts on your Airtel line, dial *500*amount#.
For example, if you want to borrow N500 from Airtel, you would dial *500*500# and follow the prompts to get your loan.
How to Borrow Airtime From Airtel App
The Airtel app offers a range of features, allowing you to not only borrow airtime but also perform various tasks such as purchasing data, buying airtime, sharing data with friends, and more. While its versatility makes it a great choice, it’s important to note that access to the app requires data. To borrow airtime via the MyAirtel app, just follow these steps:
- Download and install the Airtel app on Play Store or App Store
- Once logged in, locate and click on the “Borrow Credit” option within the app.
- Choose the amount of airtime you wish to borrow. The app provides various options catering to your specific needs.
- Confirm your borrowing transaction, and voila! Airtel will promptly credit your line with the borrowed airtime, and the applicable service fee will be deducted.
Download the app now and enjoy seamless airtime borrowing to keep your conversations flowing effortlessly.
How to Borrow Airtime Using Airtel Website
Borrowing airtime through the Airtel website is a hassle-free process that ensures you stay connected whenever you need it. Here’s a quick guide on how to effortlessly borrow airtime via the website:
- Visit the Airtel website
- If you’re an existing user, log in to your Airtel account. If not, complete the registration process to create your account.
- Navigate to the airtime borrowing section
- Click on the “Borrow Airtime” option. The website typically provides different denominations for you to choose from.
- Select the specific amount of airtime you wish to borrow, and confirm the transaction.
- Complete the transaction
Eligibility Requirements for Airtel
To qualify for an airtime loan through Airtel Extra Credit, you must meet the following criteria:
- You need to be an Airtel prepaid customer with a registered SIM card. Postpaid customers are not eligible.
- Your account will be evaluated based on your monthly recharge frequency and average spending. Only consistent subscribers will be approved.
- You must have fully paid off any previous airtime loans and associated charges. Outstanding debts will disqualify you.
- You need to have been an active Airtel subscriber for at least 2 months. This demonstrates loyalty.
- You should have a monthly average recharge of at least ₦200 airtime over the past few months. This shows consistent usage.
- Your SIM registration details must be up-to-date in Airtel’s system to verify your identity.
Meeting these requirements indicates you are an active and contributing Airtel subscriber. This makes you eligible to take advantage of the Airtel Extra Credit airtime loan feature when you need it.
Interest Rate on Airtel Loans
The interest rate on Airtel Extra Credit is 15% for amounts higher than N25. Borrowing N25 attracts 20% interest rate. In the table below, we have outlined the value you will be credited and the amount you have to pay back to make it clearer for you.
|Airtime Loan (NGN)
|Value You Will Be Credited (NGN)
|Amount You Pay Back (NGN)
The next time you find yourself low on airtime, remember that Airtel has made it easy for you to borrow, stay connected, and keep communication flowing effortlessly.