Paga is one of the top fintech companies in Nigeria, that allows users to efficiently conduct financial transactions directly from their mobile phones using the Paga USSD code. Even without an internet connection, Paga users can use USSD codes to fund their accounts, send and receive money, check balances, and more.
USSD codes provide a simple and convenient way for Paga users to access their accounts and manage transactions directly from their phone’s dial pad without downloading an app. All that is required is a supported mobile phone with credit.
This guide provides all the essential Paga USSD codes and their functions to help users use this mobile money platform directly from their phones. By dialling short codes beginning with *242# followed by the relevant code, users can perform tasks like account funding, money transfers between Paga accounts and bank accounts, bill payments, airtime purchases, and more.
How to Open A Paga Account Using The USSD Code
For you to use any of these Paga USSD codes, you have first to have an account with them. Here are the simple steps to open a Paga account:
- Dial *242#
- You will asked to link your NIN
- Then enter your first and surname.
- Enter your BVN (optional).
- Create a 4-digit PIN and confirm it.
- You’ll receive a confirmation message and your 10-digit NUBAN number.
How to Check Your Balance on Paga Using The USSD Code
Now that you have an account with Paga and you have funded your account and carried out many transactions, you may be wondering what you have left in the account. Here is a simple way to check:
- Dial *242#
- Select the first option
- Your balance will immediately appear
Or
To check your balance and see your last three transactions, dial *242*1#, and it will appear.
How to Send Money to a Paga Agent or ATM
To send money to a Paga agent or withdraw at an ATM:
- Dial *242*3# on your phone
- Enter the amount of money you want to send/withdraw
- Enter the mobile number of the Paga agent you want to pay or the phone number linked to the ATM card you’ll use
- Enter your PIN to confirm the transaction
- You will receive a text message with unique codes that the Paga agent or ATM can use to give you the cash from your Paga account.
Make sure to take the codes to the Paga agent or ATM right away so they can complete the withdrawal for you.
USSD Code to Change Your PIN
Have someone you don’t want to tell your pin figured out your pin? Don’t worry. You can easily change with the steps below:
- Dial *242#
- Select the number 8 option
- Enter your old PIN.
- Please enter the new PIN and confirm it.
USSD Code to Send Money to a Bank Account
Here are a few steps to send money from your Paga account to another bank account:
- Dial *242*AMOUNT*10-digit NUBAN number# (e.g., *242*2000*0012345678).
- Select the reciever’s bank and enter their phone number.
- Enter your PIN to confirm the transaction.
How to Send Money to a Paga account
Were you tired of stuffing wads of cash into envelopes? With Paga, sending money is a breeze. All you need is the recipient’s Paga number, and you’re just a few taps away from getting money into their account.
- Dial *242*4# and enter the amount.
- Enter the recipient’s mobile number or 10-digit NUBAN account number.
- Enter your PIN to confirm the transaction.
- You will receive an SMS with withdrawal codes.
Send money to a Paga Agent or ATM for Pickup
- Dial *242*3# and enter the amount.
- Enter the recipient’s mobile number.
- Enter your PIN to confirm the transaction.
- You will receive an SMS with a withdrawal code.
Buy airtime or data Paga USSD Codes.
Do you need more talk time or the internet? No need to scramble for recharge cards! Paga’s USSD code is your one-stop shop to stay connected from your mobile wallet.
- Dial *242*6#
- Select Data or Airtime.
- Select Self if you are the reciever or Other for someone else.
- Enter the particular amount for airtime or plan for data purchase.
Paga USSD Codes For Paying Your Bills
Making bill payments with Paga is quick and easy using USSD codes. This table provides the important Paga USSD codes needed to pay various bills like GoTv, DSTV, electricity (IKEDC, EKEDC, etc) and many more directly from your phone’s dial pad.
Service | Short Code |
DStv | *242*8*10# |
GOtv | *242*8*20# |
StarTimes | *242*8*13# |
Consat | *242*8*04# |
Montage | *242*8*11# |
SMILE | *242*8*01# |
SPECTRANET | *242*8*12# |
SWIFT | *242*8*14# |
AEDC | *242*8*03# |
PHED | *242*8*16# |
JED | *242*8*17# |
EKEDC | *242*8*18# |
KEDCO | *242*8*19# |
Conclusion
In conclusion, Paga’s extensive use of USSD codes has made it highly accessible in Nigeria. By allowing basic phone users to perform financial tasks through a simple text interface, Paga USSD codes bridge the gap for those without smartphones.
While the USSD experience has some downsides, its advantages of being offline, fast and easy to use have enabled millions more Nigerians to leverage digital finance. Going forward, improvements can be made, but Paga USSD codes have undoubtedly helped drive financial inclusion by bringing mobile money to basic phone users. Their simplicity and reliability will continue powering adoption.