Looking for how to check your BVN using USSD code? This guide is for you. Your Bank Verification Number (BVN) is a unique identifier that links all your bank accounts. While you can check your BVN by visiting a bank branch, there is an easier way by using USSD codes that work instantly on mobile networks like MTN, Glo, 9Mobile and Airtel.
The BVN code, *565*0# works easily on your registered mobile number on any phone network. This article provides step-by-step instructions on how to check your BVN easily via USSD code on any mobile network, how to retrieve your BVN, and answers questions like how to check my BVN for free and how can I get my BVN number on my phone.
Read on to learn how the BVN USSD code check process works and get your BVN instantly through this convenient method.
What is The BVN Code For MTN, Glo, Airtel & 9Mobile?
The BVN code for MTN is *565*0# and this is the same code that works across all other networks like Glo, 9mobile, and Airtel.
Using the BVN USSD code is the easiest way to check or get your BVN number directly on your phone.
How To Check My BVN on MTN
With the USSD codes, you can easily check your BVN details using your bank-linked MTN number. Here are the steps:
- Dial *565*0# from your MTN phone number registered with your bank.
- You will be prompted to enter the last four digits of your debit card.
- Enter the digits and hash (#).
- You will receive a text message containing your BVN number.
- This service costs N20 per use, which will be deducted from your airtime balance.
How to Check BVN on Airtel
Airtel subscribers can easily check their BVN on the go using a simple USSD code. Here are the steps to check your BVN number using the *565*0# code through the Airtel mobile network:
- Dial *565*0# from your Airtel mobile number. This is the universal BVN check code.
- Select ‘Airtel’ as your mobile network when prompted.
- You will receive an SMS instantly displaying your name, 11-digit BVN number and bank name.
Note down or take a screenshot of the BVN for future use. A charge of Twenty naira applies per BVN check.
How to Check BVN on Glo
Here are the steps to check your BVN number if you are using Glo network:
- Dial *565*0# from your registered Glo number.
- You will be prompted to accept the N20 charge for the service. Press 1 to accept.
- Within a few seconds your 11-digit BVN number will be displayed on your screen.
- You can also dial *565*1# to validate your BVN details like name as registered with your bank.
- Follow the same steps of entering BVN when prompted and sending to view name.
- Ensure your Glo number is the same one provided during BVN enrollment with bank.
- You can check your BVN multiple times from the same Glo number by repeating above steps.
For any issues, contact your bank or Glo customer care for further assistance regarding BVN services. Note that these BVN check codes work same across all networks like MTN, 9mobile, Airtel etc.
Requirements To use The BVN Check Code
There are key requirements to use the BVN check code *565*0#:
- Have Registered For BVN: To check for your BVN number, you must have registered for your BVN in your bank.
- Registered mobile number: You must use a mobile number that is properly registered and linked to your BVN during enrollment. This is crucial as the code will only work with the registered number.
- Active SIM card: Ensure the SIM card in the phone you are using the code from is active and has sufficient airtime balance. A N20 charge will be deducted per usage.
- Be the account holder: The registered mobile number should belong to the same person enrolling for BVN check. Code will not work for someone else checking on your behalf.- Internet/App not required: The USSD code allows retrieval of BVN directly from any phone without internet or app. Just dial *565*0# and your BVN pops up.
- Charge per usage: A fee of N20 is charged every time the USSD code is used to retrieve BVN. No daily or monthly limit, but a charge per check.
How to Get Your BVN Number On Your Phone Anytime
Having your Bank Verification Number (BVN) readily available is crucial as you may need it at any time. Yes, you can use the *565*0# to retrieve your BVN at anytime. However, it is a bit too expensive using N20 to get your BVN and it is possible you do not have access to the phone with the registered number at that time. Here’s how to store your BVN securely on your phone:
- Screenshot and Secure: This is a quick and efficient option. After receiving your BVN via the USSD code, take a screenshot and save it in a secure folder on your phone. Look for folders with password protection or encryption features. Avoid saving it directly on your home screen or gallery.
- Phone Notes to the Rescue: Most phones have a notes app pre-installed. Create a new note specifically for your BVN, label it clearly, and lock the note with a password or fingerprint. This adds an extra layer of security for this sensitive information.
- Encrypted Password Managers: Consider using password manager apps on your phone. These apps allow you to securely store various passwords and sensitive information, including your BVN. Choose a well-reputed app with strong encryption features and a master password you can remember well.
- Save in your contact list: For extra convenience, create a new contact in your phone with your BVN as the number and “Do Not Call” as the name or one that people will not be able to decode. This keeps it easily accessible in your contacts list but hidden from casual browsing. Remember, never list your BVN in publicly displayed fields on your phone.
No matter which method you choose, prioritize security. Use strong passwords, encryption whenever possible, and avoid storing your BVN in easily accessible locations on your phone. By following these tips, you can store your BVN on your phone safely and conveniently, always having it at your fingertips when needed. Just remember, your BVN is valuable, so treat it with the care and security it deserves.
What To Do When Code to Check BVN is not Working
If the BVN Ussd code is not working after dialing it, that is it is not displaying your BVN, Here’s what you can do to retrieve your BVN:
1. Recheck the Code:
- Double-check the code format and ensure you’re using the correct USSD code for your bank.
- Dial *565*0# for most banks.
- Verify that you’re dialing from the phone number registered with your BVN.
- Ensure you have sufficient airtime or mobile data for USSD transactions.
2. Try Alternative Methods:
- Bank Mobile App: Many banks offer BVN retrieval within their mobile apps. Check your bank’s app for this feature.
- ATM: Visit a nearby ATM of your bank. Select “BVN Inquiry” or a similar option to view your BVN on the screen.
- Bank Website: Some banks allow BVN checking on their websites. Log in to your online banking account and look for a BVN section.
- Bank Branch: As a last resort, visit your bank branch in person. Provide a valid ID and request your BVN from a customer service representative.
3. Contact Your Bank:
If none of these methods work, reach out to your bank’s customer support via phone, email, or social media. Explain the issue and seek assistance with retrieving your BVN.
Remember, your BVN is a crucial element of your financial identity. By following these steps, you can effectively troubleshoot issues and retrieve your BVN when needed.
How To Check My BVN for Free
Though using the BVN check code, *565*0# attracts a service charge of N20, there are free methods to check your BVN without incurring any costs and these methods include:
- Visit your bank branch: You can walk into any branch of the bank where you have an account and request customer service to retrieve your BVN for you. The bank staff can verify your identity and provide your 11-digit number without charges.
- Check via internet banking: All bank platforms provide online banking services where you can simply login, navigate to your profile section, and view your linked BVN at no cost. This is a very convenient free method.
- Use your Bank app: Some apps like opay app, GTB bank app, access bank app, and so on provide the BVN on the dashboard.
BVN Code To Validate Your BVN
If you want to check if your BVN is correct, here are the steps to validate your Bank Verification Number (BVN) using the code *565*1#:
- Dial *565*1# from your registered mobile number.
- You will be prompted to enter your BVN. Carefully input the 11 digits.
- Send the BVN by pressing the call button.
- Within seconds, the full name registered against the BVN will be displayed on your screen.
- Cross check that the name matches with yours on your bank records.
- A service charge of N20 will be applicable for using the validation code as well.
This allows you to easily confirm that your BVN details are accurate and registered properly with your full name. In case of any discrepancy, contact your bank immediately for rectification to avoid issues during transactions. You can validate your BVN as many times as needed using this USSD code for assurance.
How To Register for A BVN
The process of registering for a BVN is relatively easy to understand. To register successfully, follow these steps:
- Visit your bank and ask for a BVN enrollment form. Ensure you have a valid ID with you (voter’s card, driver’s license, or national ID).
- Fill out the form and submit it to your bank official.
- You will be asked for your biometrics, and your picture will be taken.
- After your biometrics have been captured by the bank, you will be issued a ticket ID.
- Please note down the ticket ID, as this will be used to get your BVN.
- After registering, you should get your BVN number in a few hours or after 24 hours, depending on the bank.
Nowadays, some banks provide a fully digital procedure where you can download the form online, but you will need to go to the bank for biometrics.
Benefits Of BVN
The BVN is beneficial to individuals in Nigeria in the following ways:
- It is accepted as a means of identification across all banks in Nigeria.
- BVN enables seamless consumer identification verification and validation across numerous electronic platforms.
- Financial firms can follow clients via BVN, particularly regarding loan repayment.
- BVN regulates cybercrime.
- To display pertinent information about a person, the BVN database is searched; this is known as bio-data (it includes names, phone numbers, addresses, and dates of birth).
- Banking Hall lines are reduced because BVN allows banks to verify customers quickly.
- Efficiency in banking processes.
Conclusion
BVN is a significant and favourable development for the banking sector. Due to its capability to give each consumer a distinct identification, fraud has decreased, and the loan process has been made simpler.
You should be able to check your BVN now. If you have issues getting your BVN, send a complaint to your bank customer care.