Titan Trust Bank is one of the fastest-growing financial institutions in Nigeria. With a vision to become Africa’s most trusted financial institution, Titan Trust Bank is focused on innovation, transparency, and cutting-edge technology to redefine the retail, SME, and corporate banking experience.
By embracing digital platforms, Titan Trust Bank provides its customers with convenient and seamless banking solutions while also offering a range of tangible products tailored to meet the diverse needs of its clientele. From competitive interest rates and premium trust accounts to loans and CBN intervention funds, the bank provides services specifically targeted at different demographics.
In this comprehensive review of Titan Trust Bank, we will explore its rich history, key individuals driving its success, products, customer service, important bank codes, recognitions, and how to get started with the bank. Read on to learn more about this dynamic Nigerian financial institution that is poised for continued growth and success.
About Titan Trust Bank
Titan Trust Bank commenced operations in 2019 after obtaining a national banking license from the CBN. This was the first national banking license issued by the regulator in over ten years.
The bank was founded to take advantage of gaps in the banking sector and address the LP unmet needs of retail, SME and corporate customers. Titan Trust Bank operates with best-in-class bankers and a branch network designed to enhance service delivery.
The bank provides savings accounts, current accounts, loans, debit/credit cards, and other services for individuals and businesses. As of June 2022, Titan Trust Bank acquired a 93.4% controlling stake in Union Bank of Nigeria.
How to Open An Account With Titan Trust Bank
Titan Trust Bank offers both savings and current accounts for individuals and businesses. Opening an account with them is easy if you have the required documents.
How To Open A Titan Trust Bank Savings Account
To open a savings account with Titan Trust Bank, you will need:
- – Duly completed savings account opening form
– Valid means of ID (national ID, driver’s license, international passport etc.)
– 2 recent passport photographs
– Proof of residence (utility bill, tenancy agreement etc.)
– Bank Verification Number (BVN)
– Minimum opening balance of N10,000
Simply visit any of the Titan Trust bank branches and submit your documents along with the completed account opening form. Your application will be processed immediately if everything is in order. You will then make your opening deposit and receive your account package.
How To Open A Titan Trust Bank Current Account
To open a current account with Titan Trust Bank, you will need:
– Duly completed current account opening form
– Valid means of ID
– 2 recent passport photographs
– Proof of residence (utility bill etc.)
– Bank Verification Number (BVN)
– 2 completed reference forms
– Minimum opening balance of N0
Visit any Titan Trust Bank branch with these documents and the account opening form. Your application will be reviewed and an account opened once you fulfill the requirements. No minimum balance is required for current accounts.
Another way, you can create a Titan Trust bank account from the comfort of your home is by downloading and filling out the account opening form from their website. After completing the form, send it as an email to [email protected].
How To Open a Joint Accounts With Titan Trust
Titan Trust Bank also allows you to open joint savings or current accounts. The process is the same as opening individual accounts. Simply provide the details and documents for both account holders during application.
Titan Trust Bank USSD Code
To access banking services on the go, Titan Trust customers can dial *922# from any phone. The USSD platform allows you to:
Open an account
Check account balance
Transfer funds
– Buy airtime/data
– Pay bills
– Generate OTP
– Block your card
– Reactivate dormant account
Simply dial *922# and follow the prompt to access any service. There are no extra charges for using USSD.
Trust Titans Bank Mobile Banking App Features
The Titan Trust Mobile App allows you to bank conveniently on your phone. Key features include:
- Account balance checks
– Airtime/data purchase
– Funds transfer
– Bill payments
– Cheque services
– Transaction history
– Service requests
To use the app, simply download it from Google Play or Apple Store and install it on your device. Registration is quick and easy with your account details. The app works with any phone number or network.
Titan Trust IBanking
You can manage your Titan Trust account online via their internet banking platform. To register, visit www.titantrustbank.com and provide your account number, BVN and email address.
Internet banking allows you to:
– Check account balance/statements
– Transfer funds
– Pay bills
– Buy airtime/data
– Open additional accounts
– Request chequebooks
– Make service requests
Titan Trust Bank Swift Code
When making international payments, you will need to provide the Titan Trust Bank swift code, which is:
‘TTRUNGLAXXX’
The swift code contains information about the bank’s location and operations.
Titan Trust Bank Loans
Titan Trust Bank offers personal, business and mortgage loans to customers. Some key things to note about their loans include:
– Flexible repayment periods of up to 3 years
– Competitive interest rates from 10% per annum
– Loans up to 75% of your annual income
– Quick processing within 5 working days
To apply for a Titan Trust loan, download and fill out the loan application form. Submit at any branch or via email. Requirements include account opening documents, salary slips, business registration documents etc.
Titan Trust Personal Loans
Titan Trust Bank offers personal loans to salary earners whose companies have accounts domiciled with the bank. To be eligible, your salary payments must be credited into your Titan Trust account monthly.
Eligibility for Titan Trust Personal Loans
To qualify for a Titan Trust personal loan, you must:
- Be an employee of a corporate organization
- Have your salary account domiciled with Titan Trust Bank
- Have a good credit history
- Provide pay slips for the last 3 months
- Meet the debt-to-income ratio of 33.3%
Salary Advance Loan
The Salary Advance loan provides short-term financing to salaried individuals before their next pay date.
Salary Advance Loan Eligibility
To qualify for the Salary Advance loan from Titan Trust Bank, you must:
- Be an employee of a corporate organization
- Have a salary account domiciled with Titan Trust Bank
- Have at least 1 month’s salary credited into your account
- Provide your last pay slip as proof of income
- Have a good credit record with no history of defaults.
Titan Trust Bank Customer Care Number
You can reach Titan Trust Bank through the following channels:
Head Office: Plot 1680, Sanusi Fafunwa Street, Victoria Island, Lagos
Customer Care Numbers:
– 07000200200
– 01226 5100
– 01226 5129
Email: [email protected]
Website: www.titantrustbank.com
Awards
Since starting operations in 2019, Titan Trust Bank has earned several awards including:
– Best Trade Finance Provider in Nigeria (2021) – Global Finance Magazine
– Deal of the Year Award (2022) – BusinessDay Banks and BAFI Awards
– Fastest Growing Retail Bank in Nigeria (2022) – Global Banking and Finance Awards
The awards validate the bank’s strong performance despite being a new entrant in the industry.
Conclusion
Titan Trust Bank is a reliable financial institution providing exceptional services to customers across Nigeria. Opening an account with Titan Trust is easy with minimal documentation.
The bank offers savings, current and diaspora accounts with competitive interest rates. Customers can also access loans, cards, digital banking and other services to meet their needs. Follow the steps above to open your TTB account today.